BANKING SERVICES
Cards
Terms and conditions for prepaid travel cards
Important note: Please read the following terms and conditions carefully and carefully before using the MasterCard card owned by the Economy Bank for Investment and Finance. These terms and conditions (Terms and Conditions), represent the agreement concluded between the Economy Bank for Investment and Finance, which operates under the brand name Card EBIF. (We are the bank), headquartered in Iraq, at Al-Mansour counter, Princesses Street, and licensed by the Central Bank of Iraq under license No. (P.A. 9/3/612). Between you as the cardholder (“You, the cardholder, the client), you acknowledge that the travel card from the Economy Bank is from MasterCard is a prepaid card that is owned (by the Economy Bank) and you must protect it from loss, theft, or illegal use. It represents a personal wallet. You are the cardholder, the cardholder, and the person whose name is associated with it, and you agree to these terms and conditions when you Buy it and/or get started using it.
1- Card-specific information
1.1 – The currency of the travel card is the US dollar. The card can be multi-currency if this option is provided by the bank
1.2 – The travel card provides purchasing and bill payment services on point-of-sale devices and cash withdrawals, including withdrawals through ATMs, transfers to and from the card, and recharging.
2- Information about the card holder
1.2 – You must provide us with personal information, documents, and any other information required to complete the registration and subscription process, including the know your customer form. This information must be accurate, correct, and not misleading.
2.2 – You hear and irrevocably delay the bank to disclose and provide the information provided by you to the official legal and sectoral authorities, subsidiaries and affiliates, and related parties, including consultants, any third party, and marketing partners in the event of losing your travel card. Whether it is stolen, damaged, or misused, call Al-Fawz, the bank’s customer service center available to customers.
3. Loss, theft, damage, or misuse
In case you lose your salary card. Whether it is stolen, damaged, or misused, immediately contact the bank’s customer service center, which is available to customers 24 hours a day and 7 days a week on +9647851000006, or stop the card immediately through the Economy Bank application.
4-Responsibility and error correction procedures
1.4 – You acknowledge and know that your use of your travel card must be in accordance with the legislation in force in the Republic of Iraq, and that the operations authorized to be carried out comply with any regulations or instructions issued by the Central Bank of Iraq and MasterCard International, of which you are aware, and that you cannot use Your travel card may engage in fraudulent or suspected fraudulent transactions, or to purchase illegal goods or services, or transactions that violate public order and morals, or that are in violation of applicable legislation, including those related to money laundering and financing of terrorism, or suspicious operations that It harms the brand of the Economy Bank for Investment and Finance or the brand of MasterCard, and you agree that the bank has the right to monitor the operations that take place on the travel card and take the measures it deems appropriate and at its absolute and exclusive discretion, in compliance with the applicable law and/or the instructions of the Central Bank of Iraq and the MasterCard Company. Global and you will be held financially and legally responsible resulting from any of these operations.
2.4 – We are not responsible for any failure to complete any transaction or any unsuccessful operation that you may perform if you do not have enough money stored on the Economy Bank card to complete the operation. That the system has been interrupted or is not working properly, or there are circumstances beyond our control that prevent the completion of the transaction, or that the merchant authorizes an amount greater than the required amount.
3.4 To the extent permitted by law, you will indemnify us against any losses or damages that we may suffer or incur due to any claim, demand, financial demand and/or action of any kind directed at us directly or indirectly. Because: (a) you have failed to comply with your obligations under these Terms and Conditions, or (b) you have acted negligently or fraudulently in relation to these Terms and Conditions.
4.4 To the extent permitted by law, we will not be liable to you for any loss or damage (whether direct or consequential), and we will not be limited to these terms and conditions, for failure to comply with or perform any of our obligations for any reason. Caused or caused that cannot, with reasonable diligence, be controlled or controlled
Banned by us. These causes include, but are not limited to, acts of God, acts of nature, acts or omissions of governments or their subordinate bodies, other industrial strikes, fires, floods, storms, riots, electrical shortages or failures, or sudden disruption of the system due to war. Or fraud, acts or negligence of third parties.
5-Uses of the card
You can use the salary card to carry out a wide range of different operations during your travel or locally, including shopping from all sales sites that accept the MasterCard brand, paying your bills, electronic transfer of funds, paying monthly subscription amounts, making flight reservations, and many other services. This card provides the highest levels of security by providing it with your password and reduces the risks associated with card forgery, fraud, electronic piracy, etc.
6- Validity
The travel card is valid until the expiry date printed on it, except in cases where the travel card is no longer activated by the bank due to its association with questionable transactions, as the company will cancel the travel card and reserve its balance without any warning or notice to its holder. The company will proceed with taking the measures it deems appropriate in accordance with the instructions, regulations and laws of the Central Bank of Iraq.
7- Recharge
Recharging means depositing additional amounts on the card, not exceeding the permissible ceiling and within the limits set forth in Clause 8 below. Recharge operations can be carried out through the bank’s agent centers or by transferring from another card.
8- Fees and specifications
8.1- The bank will calculate the following fees, which will be deducted from the card balance unless otherwise required
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8.2 The bank has the right to amend all the above fees and specifications from time to time. It must publish these amendments to its website and update them at its agent and customer service centers.
9- Responsibility for operations
The cardholder is fully responsible for all transactions made on the card, including currency conversion amounts or additional amounts imposed by the merchant and operations resulting from misuse of the card or failure to report it in the event of its loss or theft.
10- Confidentiality of cardholder information and disclosure of information to third parties
Taking into account the provisions of Paragraph 2.2 above, the bank is committed to maintaining the confidentiality of the cardholder’s information and the transactions performed on it, provided that the bank has the right to disclose any information or card operations to a third party within the limits of what it deems appropriate and within the limits of what is necessary to complete the operations or benefit from the third party’s services. Or for the purposes of filing legal cases, or in compliance with legal orders or rulings, or in compliance with the instructions of the Central Bank of Iraq or MasterCard International, in cases required by reporting or otherwise.
Terms and conditions for prepaid travel cards
Important note: Please read the following terms and conditions carefully and carefully before using the MasterCard card owned by the Economy Bank for Investment and Finance.
These terms and conditions (Terms and Conditions), represent the agreement concluded between the Economy Bank for Investment and Finance, which operates under the brand EBIF Card, and the bank (we), headquartered in Iraq, Baghdad, Al-Mansour, Princesses Street, and licensed by the Central Bank of Iraq under License No. (P.A. 9/3). /612) and between you as the cardholder (you are the customer cardholder) you acknowledge that the salary card from the Economy Bank from MasterCard is a debit card and owned (by the Economy Bank) and you must protect it from loss, theft and illegal use because it represents… Personal wallet: You are the cardholder, the owner of the card, and the person whose name is associated with it, and you agree to these terms and conditions when purchasing it and/or starting to use it.
1- Card-specific information
1.1 – The currency of the salary card is the Iraqi dinar. The card can be multi-currency if this option is provided by the bank
2.2 The salary card provides purchasing and bill payment services on point-of-sale devices and cash withdrawals, including withdrawals through ATMs, transfers to and from the card, and recharging.
2- Information about the card holder
1.2 – You must provide us with personal information, documents, and any other information required to complete the registration and subscription process, including the know your customer form. This information must be accurate, correct, and not misleading.
2.2 – You irrevocably permit and authorize the Bank to disclose and provide the information provided by you to the official legal and sectoral authorities, subsidiaries and affiliates, and related parties, including consultants, any third party, and marketing partners.
3. Loss, theft, damage, or misuse
In case you lose your salary card. Whether it is stolen, damaged, or misused, immediately contact the bank’s customer service center, which is available to customers 24 hours a day and 7 days a week on +9647851000006, or stop the card immediately through the Economy Bank application.
4-Responsibility and error correction procedures
1.4 You acknowledge and know that your use of your salary card must be in accordance with the legislation in force in the Republic of Iraq, and that the operations authorized to be carried out comply with any regulations or instructions issued by the Central Bank of Iraq and MasterCard International, and that you are aware of them, and that you cannot use the salary card. Your account for any fraudulent or suspected fraudulent operations or for the purchase of illegal goods or services or operations that violate public order and morals, or that are in violation of applicable legislation, including those related to money laundering and financing of terrorism or suspicious operations or that harm the brand of the Economic Bank. For investment and financing or the MasterCard brand, you agree that the bank has the right to monitor the transactions that take place on the salary card and take the measures it deems appropriate and at its absolute and exclusive discretion, in compliance with the applicable law and the instructions of the Central Bank of Iraq and the MasterCard International Company, and you will be held financially responsible. And the legality resulting from any of these operations
2.4 – We are not responsible for any failure to complete any operation or any unsuccessful operation that you may perform if you do not have enough funds stored on the Economy Bank card to complete the operation, that the system has been interrupted or is not working properly, or if There are circumstances beyond our control that prevent the completion of the transaction, or the merchant transfers an amount greater than the required amount.
4.3 To the extent permitted by law, you will indemnify us against any losses or damages that you may suffer or incur due to any claim, demand, financial demand and/or action of any kind directed at us directly or indirectly due to (i) you have failed to comply with your obligations under these Terms and Conditions, or (b) you have acted negligently or fraudulently in relation to these Terms and Conditions.
4.4- To the extent permitted by law, we will not be liable to you for any loss or damage (whether direct or consequential), and will not be limited to these terms and conditions, for failure to comply with or perform any of our obligations for any reason or causing It cannot be controlled or prevented by us with reasonable care. These causes include but are not limited to acts of God, acts of nature, acts or negligence of governments or their agencies. Other industrial strikes, fires, floods, storms, riots, electricity shortages or failures, or sudden disruption of the system due to war or warfare, and acts or negligence of third parties.
5-Uses of the card
You can use the salary card to carry out a wide range of different operations during your travel or locally, including shopping from all sales sites that accept the MasterCard brand, paying your bills, electronic transfer of funds, paying monthly subscription amounts, making flight reservations, and many other services. This card provides the highest levels of security by providing it with your password and reduces the risks associated with card forgery, fraud, electronic piracy, etc.
6- Validity
The salary card is valid until the expiry date printed on it, except in cases where the travel card is no longer activated by the bank due to its association with questionable transactions, as the company will cancel the salary card and reserve its balance without any warning or notice to its holder. The company will proceed with taking the measures it deems appropriate in accordance with the instructions, regulations and laws of the Central Bank of Iraq.
7- Recharge
Recharging means depositing additional amounts on the card, not exceeding the permissible ceiling and within the limits set forth in Clause 8 below. Recharge operations can be carried out through the bank’s agent centers or by transferring from another card.
8- Fees and specifications
8.1- The bank will calculate the following fees, which will be deducted from the card balance unless otherwise required
Melasma
The | |
The | |
The | |
The | |
The | |
The | |
The | |
The | |
The | |
Card | |
The | |
The | |
Transfer |
The Border
| Minimum |
| Maximum |
| Maximum |
| Maximum |
| The |
| Minimum |
| The |
| Maximum |
| The |
| Maximum |
| Maximum |
| Maximum |
8.2 The bank has the right to amend all the above fees and specifications from time to time. It must publish these amendments to its website and update them at its agent and customer service centers.
9- Responsibility for operations
The cardholder is fully responsible for all transactions made on the card, including currency conversion amounts or additional amounts imposed by the merchant and operations resulting from misuse of the card or failure to report it in the event of its loss or theft.
10- Confidentiality of cardholder information and disclosure of information to third parties
Taking into account the provisions of Paragraph 2.2 above, the bank is committed to maintaining the confidentiality of the cardholder’s information and the transactions performed on it, provided that the bank has the right to disclose any information or card operations to a third party within the limits of what it deems appropriate and within the limits of what is necessary to complete the operations or benefit from the third party’s services. Or for the purposes of filing legal cases, or in compliance with legal orders or rulings, or in compliance with the instructions of the Central Bank of Iraq or MasterCard International, in cases required by reporting or otherwise.
Terms and conditions for prepaid travel cards
Important note: These terms and conditions, terms and conditions, represent the agreement concluded between the Economy Bank for Investment and Finance, which operates under the brand name EBIF Card (We Are the Bank), headquartered in Iraq, Baghdad, Al-Mansour, Princesses Street, and licensed by the Central Bank of Iraq under License No. (p. 9/3/6121) and you. As the card holder (you are the customer card holder), you acknowledge that the student card from the Economy Bank from MasterCard is a prepaid card that is owned (by the Economy Bank) and you must protect it from loss, theft, or illegal use because it represents a personal wallet. You are the card holder, the owner of the card, and the person whose name is associated with it, and you agree to these terms and conditions when purchasing it and/or starting to use it.
1- Card-specific information
1.1 – The currency of the salary card is the Iraqi dinar. The card can be multi-currency if this option is provided by the bank
2.2 The student card provides purchasing and bill payment services on point-of-sale devices and cash withdrawals, including withdrawals through ATMs, transfers to and from the card, and recharging.
2- Information about the card holder
1.2 – You must provide us with personal information, documents, and any other information required to complete the registration and subscription process, including the know your customer form. This information must be accurate, correct, and not misleading.
2.2 – You irrevocably permit and authorize the Bank to disclose and provide the information provided by you to the official legal and sectoral authorities, subsidiaries and affiliates, and related parties, including consultants, any third party, and marketing partners.
3. Loss, theft, damage, or misuse
In case you lose your student card. Whether it is stolen, damaged, or misused, immediately contact the bank’s customer service center, which is available to customers 24 hours a day and 7 days a week on +9647851000006, or stop the card immediately through the Economy Bank application.
4-Responsibility and error correction procedures
1.4- You acknowledge and know that your use of your student card must be in accordance with the legislation in force in the Republic of Iraq and that the operations authorized to be carried out comply with any regulations or instructions issued by the Central Bank of Iraq and MasterCard International and that you are aware of them and that you cannot use the card. Your request for any fraudulent or suspected fraudulent operations, or for the purchase of illegal goods or services, or operations that violate public order and morals, or that are in violation of applicable legislation, including those related to money laundering and financing of terrorism, or suspicious operations, or that harm the brand of the Economic Bank. For investment and financing or the MasterCard brand, you agree that the bank has the right to monitor the operations that take place on the student card and take the measures it deems appropriate and at its absolute and exclusive discretion, in compliance with the applicable law and the instructions of the Central Bank of Iraq and the International MasterCard Company, and you will be held financially and legally responsible. resulting from any of these operations.
2.4- We are not responsible for any failure to complete any operation or any unsuccessful operation that you may perform if you do not have enough funds stored on the Economy Bank card to complete the operation, that the system has been interrupted or is not working properly, or There were circumstances beyond our control that prevented the transaction from being completed, or the merchant transferred an amount greater than the required amount.
4.3- To the extent permitted by law, you will compensate us for any losses or damages that you may suffer or incur due to any claim, request, financial claim and/or action of any kind directed to us directly or indirectly. Because: (a) you have failed to comply with your obligations under these Terms and Conditions, or (b) you have acted negligently or fraudulently in relation to these Terms and Conditions.
44- To the extent permitted by law, we will not be liable to you for any loss or damage (whether direct or consequential), and will not be limited to these terms and conditions, for failure to observe or perform any of our obligations for any reason or cause that cannot be , with reasonable care controlled or prevented by us, such causes include, but are not limited to, acts of God, acts of nature, acts or negligence of governments or their affiliated bodies. other industrial strikes, fires, floods, storms, riots, electricity shortages or failures, sudden disruption of the system due to war or war, and acts or negligence of third parties.
5-Uses of the card
You can use the student card to carry out a wide range of different operations during your travel or locally, including shopping from all sales sites that accept the MasterCard brand, paying your bills, electronic transfer of funds, paying monthly subscription amounts, making flight reservations, and many other services. This card provides the highest levels of security by providing it with your password and reduces the risks associated with card forgery, fraud, electronic piracy, etc.
6- Validity
The student card is valid until the expiry date printed on it, except in cases where the activation of the student card is stopped by the bank due to its association with questionable transactions. The company will cancel the credit card and reserve its balance without any warning or notification to the holder, and the company will proceed with taking the measures it deems appropriate in accordance with the instructions, regulations and laws of the Central Bank of Iraq.
7- Recharge
Recharging means depositing additional amounts on the card, not exceeding the permissible ceiling and within the limits set forth in Clause 8 below. Recharge operations can be carried out through the bank’s agent centers or by transferring from another card.
8- Fees and specifications
8.1- The bank will calculate the following fees, which will be deducted from the card balance unless otherwise required
Melasma
The | |
The | |
The | |
The | |
The | |
The | |
The | |
The | |
The | |
Card | |
The | |
The | |
Transfer |
The Border
| Minimum |
| Maximum |
| Maximum |
| Maximum |
| The |
| Minimum |
| The |
| Maximum |
| The |
| Maximum |
| Maximum |
| Maximum |
8.2 The bank has the right to amend all the above fees and specifications from time to time. It must publish these amendments to its website and update them at its agent and customer service centers.
9- Responsibility for operations
The cardholder is fully responsible for all transactions made on the card, including currency conversion amounts or additional amounts imposed by the merchant and operations resulting from misuse of the card or failure to report it in the event of its loss or theft.
10- Confidentiality of cardholder information and disclosure of information to third parties
Taking into account the provisions of Paragraph 2.2 above, the bank is committed to maintaining the confidentiality of the cardholder’s information and the transactions performed on it, provided that the bank has the right to disclose any information or card operations to a third party within the limits of what it deems appropriate and within the limits of what is necessary to complete the operations or benefit from the third party’s services. Or for the purposes of filing legal cases, or in compliance with legal orders or rulings, or in compliance with the instructions of the Central Bank of Iraq or MasterCard International, in cases required by reporting or otherwise.
Terms and conditions for prepaid travel cards
Important note: These terms and conditions (Terms and Conditions), represent the agreement concluded between the Economy Bank for Investment and Finance, which operates under the brand EBIF Card (the bank is “We”), headquartered in Iraq, Baghdad, Al-Mansour, Princesses Street, and licensed by the Central Bank of Iraq under License No. (p. 9/3/12). And between you, as the cardholder (customer cardholder), you acknowledge that the direct debit card from the Economy Bank from MasterCard is a debit card owned (by the Economy Bank), and you must protect it from loss, theft, or illegal use because it represents a wallet. Personally, you are the cardholder, the owner of the card, and the person whose name is associated with it, and you agree to these terms and conditions when purchasing it and/or starting to use it.
1- Card-specific information
1.1 – The currency of the direct debit card is the Iraqi dinar. The card can be multi-currency if this option is provided by the bank.
1.2- The direct debit card provides purchasing services, paying bills on point-of-sale devices, and cash withdrawal, including withdrawal through ATMs, transferring to and from the card, and recharging.
2- Information about the card holder
1.2 – You must provide us with personal information, documents, and any other information required to complete the registration and subscription process, including the know your customer form. This information must be accurate, correct, and not misleading.
2.2 – You irrevocably permit and authorize the Bank to disclose and provide the information provided by you to the official legal and sectoral authorities, subsidiaries and affiliates, and related parties, including consultants, any third party, and marketing partners.
3. Loss, theft, damage, or misuse
If you lose your debit card. Whether it is stolen, damaged, or misused, immediately contact the bank’s customer service center, which is available to customers 24 hours a day and 7 days a week on +9647851000006, or stop the card immediately through the Economy Bank application.
4-Responsibility and error correction procedures
1.4 You acknowledge and know that your use of your direct debit card must be in accordance with the legislation in force in the Republic of Iraq and that the operations authorized to be carried out comply with any regulations or instructions issued by the Central Bank of Iraq and MasterCard International and that you are aware of them and that you cannot use the card. Your credit for any fraudulent or suspected fraudulent operations or for the purchase of illegal goods or services or operations that violate public order and morals or that are in violation of applicable legislation, including those related to money laundering and financing of terrorism or suspicious operations or that harm the brand of the Economic Bank. For investment and financing or the MasterCard brand, you agree that the bank has the right to monitor the operations that take place on the direct debit card and take the measures it deems appropriate and at its absolute and exclusive discretion, in compliance with the applicable law and the instructions of the Central Bank of Iraq and the MasterCard International Company, and you will be held financially responsible. And the legality resulting from any of these operations.
2.4- We are not responsible for any failure to complete any operation or any unsuccessful operation that you may perform if you do not have enough funds stored on the Economy Bank card to complete the operation, that the system has been interrupted or that it is not working properly, or if There are circumstances beyond our control that prevent the completion of the transaction, or the merchant transfers an amount greater than the required amount.
4.3- To the extent permitted by law, you will compensate us for any losses or damages that you may suffer or incur due to any claim, request, financial demand and/or action of any kind directed to us directly or indirectly. Directly because (a) you failed to comply with your obligations under these Terms and Conditions, or (b) you acted negligently or fraudulently in relation to these Terms and Conditions.
4.4- To the extent permitted by law, we will not be liable to you for any loss or damage (whether direct or consequential), and will not be limited to these terms and conditions, for failure to comply with or perform any of our obligations for any reason or causing It cannot be controlled or prevented by us with reasonable diligence, and such causes include, but are not limited to, acts of God, acts of nature, acts or negligence of governments or their affiliated bodies. other industrial strikes, fires, floods, storms, acts of people, electricity shortages or failures, or sudden disruption of the system due to war or war, and acts or negligence of third parties.
5-Uses of the card
You can use the direct debit card to carry out a wide range of different transactions during your travel or locally, including shopping from all sales sites that accept the Master Card card, paying your bills, electronic transfer of funds, paying monthly subscription amounts, making flight reservations, and many other services, as this feature is The card provides the highest levels of security by providing it with your password and reduces the risks associated with card forgery, fraud, electronic piracy, etc.
6- Validity
The direct debit card is valid until the expiry date printed on it, except in cases where the direct debit card is no longer activated by the bank due to its association with questionable transactions, where the bank will cancel the direct debit card and reserve its balance without any warning. Or alert the holder, and the bank will take the measures it deems appropriate in accordance with the instructions, regulations and laws of the Central Bank of Iraq.
7- Recharge
Recharging means depositing additional amounts on the card, not exceeding the permissible ceiling and within the limits set forth in Clause 8 below. Recharge operations can be carried out through the bank’s agent centers or by transferring from another card.
8- Fees and specifications
8.1- The bank will calculate the following fees, which will be deducted from the card balance unless otherwise required
Melasma
The | |
The | |
The | |
The | |
The | |
The | |
The | |
The | |
The | |
Card | |
The | |
The | |
Transfer |
The Border
| Minimum |
| Maximum |
| Maximum |
| Maximum |
| The |
| Minimum |
| The |
| Maximum |
| The |
| Maximum |
| Maximum |
| Maximum |
8.2 The bank has the right to amend all the above fees and specifications from time to time. It must publish these amendments to its website and update them at its agent and customer service centers.
9- Responsibility for operations
The cardholder is fully responsible for all transactions made on the card, including currency conversion amounts or additional amounts imposed by the merchant and operations resulting from misuse of the card or failure to report it in the event of its loss or theft.
10- Confidentiality of cardholder information and disclosure of information to third parties
